GUARDIAN’s Impeccable Reputation has allowed us to form strategic partnerships with several Trusted financial institutions to provide direct & personalized access to a variety of payment and finance options.
Home Improvement Financing to Fit Your Needs
Our focus is simple. We want to help you create the home of your dreams. From same-as-cash promotions to affordable fixed-rate options, our available loan options are an easy and convenient way to pay for any home improvement project.
Credit limits up to $55,000
No prepayment penalties
Friendly customer service
Multiple ways to make a payment
Pick the Plan That is Right for You
We are pleased to offer the following additional in-house payment & finance options to choose from:
In some cases, homeowners want to finance their project without securing the financing with a second mortgage. They just want convenient and easy payment terms with flexible payment options.
No money down, No payments, No interest – Same-as-Cash options for 12 months
Same-as-Cash convertible to 10 year installment loans options
No interest, payment only options up to 84 months
No money down, reduced interest, low monthly payment options up to 10 years
Options available from marginal to well-qualified credit ranges
From $1,000 to $45,000… on approved credit
Easy 10 minute approval process
Home Improvement Installment Loans
No payments and deferred interest… same as cash options available on approved credit starting after the date of installation
No prepayment penalties… great for those who want to pay cash when the job is complete or within 90 days
From $1,000 to $45,000… on approved credit
Quick and easy… loan-by-phone application process
Decisions… in about 10 minutes
Revolving Line of Credit
Revolving credit line financing… open line of credit for all your purchasing needs
Loans range from $1,000 to $20,000… on approved credit
Fast and simple application process.
Convenient monthly payments… no annual fee and no prepayment penalties
Easy add-on purchasing
Deferred interest promotional offers
Low monthly payment options
Reduced consumer APR with fixed monthly payments
Easy-to-use online bill payment option
Or, If you need longer term, fixed rate options, Work with our Certified Mortgage Planner
When interest rates are low, refinancing your primary home loan can significantly lower your monthly payment, making room in your budget for a home improvement loan. Our Certified Mortgage Planner can work with you to help determine and customize the best option your the most comfortable with. Options including:
2nd Or 3rd Mortgages:
Borrow the money you need using your home’s equity as collateral. Also called a “home equity loan” or “home improvement loan”.
Long term home improvement loans with up to 30 year repayment terms for larger projects
Tax deductible interest (check with your tax advisor)
Rates are based on the customer’s credit score and home equity
These loans are generally secured by a Deed of Trust on the home, which can give you a lower interest rate and a longer time period to repay
You can often free up monthly cash by consolidating your credit card bills, car loan and other debts into a single, lower-interest loan.
Guardian Also Accepts All Major Credit Cards ( Visa, Mastercard, Discover, American Express ) as well as Cash, personal check, certified funds
Can I really justify paying more for a quality job?
Many of our projects are a result of product failure or improper application. In order to maintain or increase the value of your home, it is important that you select a company that can do it right and has a proven record for professional application and finishing.
What methods of payment does Guardian accept?
We accept cash, check, Visa, MasterCard, and financing on approved credit.
I am in the process of selling my home. Does Guardian accept payment out of escrow?
We have a successful history of working with realtors, home sellers, and home buyers during real estate transactions. We will talk with you to determine the best payment options. Several of our Same-As-Cash bridge loan options allow sellers during real estate transactions to get all of the work completed and then make payment out of escrow.
Free Design Consultation
If you’re ready for a Design Consultation, simply give us a call or fill out the form below and we’ll gladly take all the time you need to go over the options available specific to your needs.
Local Live Representative Available 24 Hours A Day 7 Days A Week To Personally Take Your Call